The federal government is constantly seeking alternative ways to help student loan borrowers overcome the struggle of repaying their student loan debt. Can I get my loans forgiven from Kaplan University? Is a Kaplan University degree recognized? Our reporters create honest, accurate, and objective content to help you make decisions. 2019 Massachusetts Attorney General reached an Assurance of Discontinuance with Salter where the college agreed to provide students $1.6 million in debt relief for misleading and deceptive practices. The Kaplan University Lawsuit In fact, within the class action lawsuit against Kaplan University, we found out that they were involved in changing grades, enrolling unqualified students, and even counterfeiting legal documents so that their substandard plans would get accreditation. You do not qualify for the Navient student loan settlement if your mailing address on file with Navient as of June 30, 2021, was in one of these states: Alabama, Alaska, Idaho, Mississippi, Montana, New Hampshire, North Dakota, Oklahoma, South Dakota, Texas, and Utah. "Walden lured in students with the promise of an affordable degree, then strung them along to . Purdue Global has its own website, featuring all of its academic programs, but Purdue Global programs also appear on the Purdue University Online, Purdue Global backed off of an initial plan to require professors to sign nondisclosure agreements, but it still. Kaplan University: Preying On 'Pain' And 'Fears' Of Low - HuffPost Borrowers need not apply for the Navient settlement to get their loans forgiven. In addition, recruiters are reportedly telling prospective students that they can get degrees tailored to them and their experience and that they will have ultimate transferability. However, Purdue Global is not fully integrated with Purdue University, and credits do not necessarily flow freely between the two schools, let alone any other schools. Fee-only vs. commission financial advisor, Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services here >>, 5 ways to spend your forgiven student loan debt to build wealth and treat yourself, $10,000 of student-loan forgiveness would wipe out half my debt, but I have mixed feelings about it, Biden just extended the student-loan payment pause 'one final time' for an additional 4 months only 1 week before the deadline, The best private student loan refinance companies of August 2022. The qualifications for this program include the following: If you feel you are eligible for this discharge program, you would need to feel out an application. 2020 Guide to the Walden University Lawsuit & Loan Forgiveness | FSLD Not certified for participation in federal student aid program. The other Navient lawsuit, filed by the Consumer Financial Protection Bureau (CFPB) n 2017, is still pending. PDF United States District Court for The District of Massachusetts Related: Are Navient loans federal? This includes: Contact our office to speak with someone that can guide you through your claim or any other repayment strategies to eliminate your student loan debt. This website contains attorney advertising. For-Profit College Kaplan To Refund Federal Financial Aid Under Do you even qualify for any debt relief? Tweet. There's no cost to be a part of the class action lawsuit, and borrowers from any listed school qualify. You dont want to waste time filling an application out just to receive a denial letter. In addition, Kaplan was described in the hearings as having an over-dependence on federal financial aid money. Our office can help you develop a strategy to pay off your student loan faster. Thats some serious stuff and the idea why essentially anyone who attended any of their schools should have no problem in receiving their loans fully discharged via Borrowers Defense to Repayment. Public Service Loan Forgiveness (PSLF) Program. If youre a Navient borrower, you may have a glimmer of hope. Check outstudent loan refinanceoptions to get a lower payment amount. Civic Engagement 1501 K Street NW Suite 200, Washington DC 20005. US 11th Circuit Opinions and Cases | FindLaw Navient valued the $1.7 billion it agreed to forgive at just $50 million the total it expected it would ever be able to recoup. How To Get Student Loan Forgiveness For Social Workers. The Department of Education has found significant indicators of misconduct by these schools and has noted a high number of borrower defense applicants from these schools. Read through the features of each program, think about which one will work for you, then fill out your application. (see, 2018 Lawsuit announced alleging violations of NYC Consumer Protection Law and local debt collection rules. Donations are gratefully welcomed. Veteran/Military Scholarships Learn More:Why Is Navient Still Charging Interest? Our Partners The class is made up of 264,000 people who have a pending borrower defense application as of June 22, 2022 (the date when the agreement was signed). . Kaplan University transferred 14 campuses, 30,000 students, and 2,100 faculty and staff to Purdue Global in exchange for $1. In fact, within the class action lawsuit against Kaplan University, we found out that they were involved in changing grades, enrolling unqualified students, and even counterfeiting legal documents so that their substandard plans would get accreditation. The federal government and the False Claims Act come into play whenever these students are recipients of federal loan or grant money from the Department of Education. Kaplan University Student Loans forgiveness for recent students of Kaplan University is easily available by the Closed School Loan Discharge program or the Borrowers Defense To Repayment program (BDAR). 1501 K Street NW If you do a great job and make it obvious that Kaplan defrauded you, then your loans will be discharged, and youll be able to step away from this without paying Kaplan another penny. These are the questions that everyone is asking, and well dive deeper into the specifics to help you get a better sense of whether you might be eligible. Usually, only loans that are still collectible or were being reported to credit bureaus as of June 30, 2021, are eligible. To support our work, we are paid for providing advertising services. To assist you in brainstorming plans for things you could add to your application, lets take a look at what specifically Kaplan University was doing that got them into the problem in the first place. The reasons for this are many, but the end result is that only a measly 0.15% of all student loan borrowers are eligible. If you have $100,000 forgiven, the IRS would consider you to have made an extra $100,000 for the year that your debt was forgiven. The application process will take roughly 30 minutes. Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available. Ripoff Report | Kaplan University Review - Davenport, Iowa Likewise, eligible federal student loan borrowers need not apply to have Navient mail them a check. Those allegations were at the heart of a 2015 investigation by the attorney general that resulted in a $1.3 million settlement with Kaplan Higher Education, the parent company, which denied the charges. Do you need a Whistleblower Lawyer or want to know more information aboutQui TamLaw andyourrights under the False Claims Act? At least one of your federal loans was eligible for an income-driven repayment plan. List of class-action lawsuits - Wikipedia You cant apply to both of these programs, so what you need to do is analyze how both of them work, consider your particular condition and experience with Kaplan, then choose which one will work best for you. Here are the eligibility criteria: You must have borrowed a private student loan from Navient or its predecessor, Sallie Mae, between 2002 and 2014 while attending certain for-profit schools like the Art Institute, ITT Technical Institute, and others. Policy Advocacy While these claims didnt originate under this administration, the agency has had ample opportunity under Secretary Cardonas leadership to resolve this glaring issue.. Just like the BDAR program, you will need to provide information that supports your claims. Few borrowers qualified to have their loans canceled as part of the Navient settlement. Research and Reports If youre a past student of Kaplan University trying student loan forgiveness, then there are two different programs available to you, the Closed School Loan Discharge program and the Borrowers Defense To Repayment. And this program is the better choice for getting forgiveness benefits because even though its difficult to qualify for them, its much easier actually to get them. If you attended Kaplan University, Kaplan College, or Kaplan Career Institute, and you accumulated student loan debt, there may be good news for you. In your Borrowers Defense Application, its essential that you emphasize the fact that Kaplan University defrauded the US government out of $4 billion and that part of that defrauding process was guided against you, the person who was sold a fake bill of goods, declared stuff that never got delivered. Purdue Global/Kaplan - Recent Actions and Concerns If you need help with developing a strategy for repaying student loan debt or help with these repayment options, contact our office to speak with an expert that can assist. The Department is "not free to simply ignore such an application." Vara, 2020 WL 3489679, at *26. 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PAULS SCHOOL OF NURSING), EVEREST COLLEGE (see CORINTHIAN COLLEGE above), FORTIS COLLEGES & FORTIS INSTITUTES (see EDUCATION AFFILIATES above), FLORIDA COASTAL SCHOOL OF LAW (see INFILAW HOLDINGS LLC below), GEORGIA DRIVING ACADEMY (see EDUCATION AFFILIATES above), GLOBE UNIVERSITY AND MINNESOTA SCHOOL OF BUSINESS, INFILAW HOLDING, LLC (CHARLOTTE SCHOOL OF LAW, FLORIDA COASTAL SCHOOL OF LAW, AND ARIZONA SUMMIT LAW SCHOOL) (CHARLOTTE SCHOOL OF LAW NOW CLOSED), ITT TECHNICAL INSTITUTE (owned by ITT EDUCATIONAL SERVICES) (Closed in 2016), KAPLAN UNIVERSITY (formerly owned by KAPLAN HIGHER EDUCATION, now PURDUE UNIVERSITY GLOBAL), LINCOLN TECHNICAL INSTITUTE (owned by LINCOLN EDUCATIONAL SERVICES CORPORATION), MICROPOWER CAREER INSTITUTE/INSTITUTE FOR HEALTH EDUCATION (IHE), U.S. Department of Homeland Security & U.S. State Department, NEW ENGLAND COLLEGE OF BUSINESS AND FINANCE (NECB), NEW HORIZONS COMPUTER LEARNING CENTER OF SPOKANE, SALTER COLLEGE (owned by PREMIER EDUCATION GROUP), Massachusetts Department of Public Licensure, SOUTH UNIVERSITY (see DREAM CENTER EDUCATIONAL HOLDINGS above), ST. PAULS SCHOOL OF NURSING (see EDUCATION AFFILIATES above), STEVENS-HENAGER COLLEGE (see CENTER FOR EXCELLENCE IN HIGHER EDUCATION CORPORATION above).