The whole system is set up to enable lenders to commit fraud over and over again, until they figure out a way to reduce the stink enough so some judge like Soud can sign off on the scam. The two Group 9 candidates will compete in the election held on Aug. 23. If youre going to lie to me, at least lie well.. On Aug. 23 theyll decide whether they want Gundersen, 66, to continue presiding over Broward County residential mortgage foreclosures. In the end, the agencies gave large chunks of these mortgage-backed securities AAA ratings which means credit risk almost zero.. Watching Judge Soud plow through each foreclosure reminds me of the scene in Fargo where the villain played by Swedish character actor Peter Stormare pushes his victims leg through a wood chipper with that trademark bored look on his face. Desantis MUST remove him. How foreclosure courts are helping big banks screw over homeowners. Florida Bulldog delivers fact-based watchdog reporting as a public service thats essential to a free and democratic society. Andrea Leigh Gunderson - 1 Criminal record(s) found. In our range " Charming" A recent divorcee delinquent in her payments, she has come to court today fully expecting to be foreclosed on by Wells Fargo. Broward Clerk of Courts Brenda D. Forman AKA Brenda D. Jenkins, mother of Monika Jenkins AKA known as MILLION DOLLAR DREAMS AND FEDERAL NIGHTMARES, previosly CONVICTED TWICE IN BROWARD COUNTY 2016 & 2009. (Kowalskis clients, like most of the homeowners he represents, were actually making their payments on time; in this particular case, a check had been mistakenly refused by GMAC.). Anyone wishing to understand Ocwens business should review its SEC filings. She was elected to the Circuit Court in 2016. Some were pushed into dangerous loans when they qualified for safe ones. According to the documents, JP Morgan transferred the mortgage to Bank of New York on December 9th, 2008. They work together to cut deals where the public are falsely led to believe the government watchdog is protecting their interests. Thats why all these colorful descriptions of cases where foreclosure lawyers like Kowalski score in court are really just that a little color. Another computer contacts the credit bureaus.. Important factors that could cause actual results to differ materially from those suggested by the forward-looking statements include, but are not limited to, uncertainty relating to the future impacts of the COVID-19 pandemic, including with respect to the response of the U.S. government, state governments, the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac, and together with Fannie Mae, the GSEs), the Government National Mortgage Association (Ginnie Mae) and regulators, as well as the potential for ongoing disruption in the financial markets and in commercial activity generally, increased unemployment, and other financial difficulties facing our borrowers; impacts on our operations resulting from employee illness, social distancing measures and our shift to greater utilization of remote work arrangements; the adequacy of our financial resources, including our sources of liquidity and ability to sell, fund and recover servicing advances, forward and reverse whole loans, and HECM and forward loan buyouts and put backs, as well as repay, renew and extend borrowings, borrow additional amounts as and when required, meet our MSR or other asset investment objectives and comply with our debt agreements, including the financial and other covenants contained in them; increased servicing costs based on increased borrower delinquency levels or other factors; our ability to collect anticipated tax refunds, including on the timeframe expected; the future of our long-term relationship and remaining servicing agreements with New Residential Investment Corp. (NRZ), our ability to execute an orderly and timely transfer of responsibilities in connection with the previously disclosed termination by NRZ of the PMC subservicing agreement, including our ability to respond to any concerns raised by regulators, lenders and other contractual counterparties in connection with such transfer; our ability to timely adjust our cost structure and operations as the loan transfer process is being completed in response to the previously disclosed termination by NRZ of the PMC subservicing agreement; our ability to continue to improve our financial performance through cost re-engineering efforts and other actions; our ability to continue to grow our origination business and increase our origination volumes in a competitive market and uncertain interest rate environment; uncertainty related to claims, litigation, cease and desist orders and investigations brought by government agencies and private parties regarding our servicing, foreclosure, modification, origination and other practices, including uncertainty related to past, present or future investigations, litigation, cease and desist orders and settlements with state regulators, the Consumer Financial Protection Bureau (CFPB), State Attorneys General, the Securities and Exchange Commission (SEC), the Department of Justice or the Department of Housing and Urban Development (HUD) and actions brought under the False Claims Act regarding incentive and other payments made by governmental entities; adverse effects on our business as a result of regulatory investigations, litigation, cease and desist orders or settlements and related responses by key counterparties, including lenders, the GSEs and Ginnie Mae; our ability to comply with the terms of our settlements with regulatory agencies, as well as general regulatory requirements, and the costs of doing so; increased regulatory scrutiny and media attention; any adverse developments in existing legal proceedings or the initiation of new legal proceedings; our ability to interpret correctly and comply with liquidity, net worth and other financial and other requirements of regulators, the GSEs and Ginnie Mae, as well as those set forth in our debt and other agreements; our ability to comply with our servicing agreements, including our ability to comply with our agreements with, and the requirements of, the GSEs and Ginnie Mae and maintain our seller/servicer and other statuses with them; our ability to fund future draws on existing loans in our reverse mortgage portfolio; our servicer and credit ratings as well as other actions from various rating agencies, including the impact of prior or future downgrades of our servicer and credit ratings; as well as other risks and uncertainties detailed in Ocwens reports and filings with the SEC, including its annual report on Form 10-K for the year ended December 31, 2019 and its current and quarterly reports since such date. Video: Bob Graham on Unanswered Questions of 9/11, Judge Gundersen ignores tainted bank documents to justify foreclosures Attorney Motion News, Judge Gundersen ignores tainted bank documents to justify foreclosures - Florida Bulldog | Bible Prophecy In The Daily Headlines, Broward judge ignores tainted bank documents to justify foreclosures, watchdog report charges | Livinglies's Weblog, Judge Gundersen ignores tainted bank documents to justify foreclosures - Florida Bulldog - Artcl.us - Daily Tips and Articles, please make your tax-deductible contribution today. . It took days of interviews with experts before and after this hearing to make sense of this single hour of courtroom drama. During that time the bankers got the Florida legislature to end the Statute of Limitations for banks which allows them to refile after losing over and over. They didnt feel like they had a fair shake at presenting their evidence.. Consulting Magazine recognizes women leaders in technology across three categories Leadership, Client Service and Innovation. It is egregious misconduct which can be neither excused nor ignored.. In September, lenders nationwide took over a record 102,134 properties; that same month, more than a third of all home sales were distressed properties. The forged rubber stamps can usually be found on the promissory notes that are included in the exhibits. But many of these homeowners are just ordinary Joes who had no idea what they were getting into. They seemed to have grasped just two things about the crisis: One, a lot of people are getting their houses foreclosed on. The foreclosure lawyers down in Jacksonville had warned me, but I was skeptical. All this phony paperwork was actually an essential part of the mortgage bubble, an integral element of what has enabled the nations biggest lenders to pass off all that subprime lead as AAA gold. The Florida Bar disbarred our lawyer too, mainly because he kept winning and pissing off judges statewide. Gundersen doesnt follow the law and allows tainted/doctored and unlawful evidence admitted as evidence. People are not deadbeats because they cant pay their mortgages! Have they not monumentally and arrogantly done so themselves already? These mostly are fictitious foreclosures (clouded titles) hold the homeowner hostage by extortion (pay or seize inflated/illegal debt). But yet I still lost my home through the fraud because the judge is corrupt. Some people are forced into final judgements without being told what the downside is. The extreme randomness of the system is exemplified by the last case I see in the rocket docket. Contact Us Practice Areas Criminal Defense The purpose of a misdemeanor or felony criminal charge is to find you guilty of a crime and to punish you by imposing fines and/or imprisonment. All donations are tax deductible. The judges might give you a hard time about watching, one lawyer warned. She doesnt conduct foreclosure trials, but oversees pre-trial maneuvers and then sends a relatively few cases to Senior Judge Barry Stone for trial. What he discovered was that the official who had sworn to having personal knowledge of the case was, in fact, just a robo-signer who had signed off on the file without knowing anything about the actual homeowner or his payment history. Whos going to check? HSBC filed a false document to that effect, Gundersen clearly noticed the order that dismissed the surrender claim, but yet allowed the bank to continue with same argument. Judge Gundersen ignores tainted bank documents to justify foreclosures And guess who she sided with, the plaintiff. says Kowalski. They put their foot on the foreclosure gas pedal and stepped up the effort to kick people out of their homes as fast as possible, before the world caught on to how these loans were made in the first place. Because they are setting up for it all over again with massive illegal foreclosures. Ive been at WAR with Bank of America for FOURTEEN YEARS over their fraudulently originated re-fi loan back in 2008, right as the real estate market collapse was beginning. In Coopers case, the document with Kennertys signature on it places the date on which Wells Fargo obtained the mortgage as May 5th, 2010. All evidence was ignored by her. Who is Catalina Azuero, a Liar Lawyer at Goodwin Procter LLP? Law Offices of Gary Martin Hays & Associates In some cases, a homeowner contacts the bank to say that hes having trouble paying his bill, and the bank offers him loan modification. Thank you for this well-researched and written report and for amplifying the issues!!! From 2000 to 2006, there was a total of 1,031 affidavits of lost summons here in Duval County; in the past two years, by contrast, more than 4,000 have been filed. Sundquist v. Bank of America Judge Christopher Klein. Tradition and comfort in this 3* ground floor apartment of an old farm, in a mountain village, change of scenery guaranteed! This practice of filing false documents was documented by60 Minutesin 2011 and was part of thecomplaint filedby the 49 State Attorneys General. An Incredible True Story. Judge Gundersen graduated with her B.S. They actually tell people to stop paying their bills for three months, says Parker. The significant and distressing difference is the Burkes battle is not just with the opposing parties, but with the judicial machinery itself. Incumbency is powerful, but it leaves a paper trail. How to Send Money To Andrea Leigh Gunderson's Inmate Trust . It impacts people likeMrs. Marie Williams-Jameswho never missed a mortgage payment but Bank of America foreclosed on her anyway andMr. and Mrs. Simpsonwho were working on a mortgage modification when the Judge refused the banks motion for continuance and forced the Simpsons into a fraudulent foreclosure judgment. But when the plaintiff doesnt show, the judge is suddenly all mercy and forgiveness. Now, months after its first pass at foreclosure was dismissed, the bank has refiled the case and what do you know, it suddenly found the note. Married with Children, Foreclosure Defense Attorney Andrew John Manies Sexual Misconduct Privileged, When the Worlds Bankers and Governments Are Behavin Like Thieves and Criminals, It Really Is Time to Object, Vociferously, The Millionaire Beach Bum Series: Jordan Weinkle as Captn of Charlie Mike Fishing, Your email address will not be published. Im glad to see others are speaking out about this disgraceful person on the bench. Broward Chief Judge Jack Tuter, speaking for the court and Gundersen, responded to the FHL report. What I witnessed during this hearing was a disgrace to the law. BOFA not a servicer but a PAYEE AGENT of a direct stock investment portfolio. Includes Address(3) See Results. The judges, in fact, openly admit that their primary mission is not justice but speed. The homeowners still owe what they owe, and the deadbeats have no right to keep living in a house they havent paid for. Continue to provide this website, content, resources, community and help center for free to the many homeowners, residents, Texans and as weve expanded, people nationwide who need access without a paywall or subscription. If the banks eventually win, nurse Julie Nicolas will lose her North Miami Beach home of nearly 30 years. Now, one might think that after a bank makes multiple attempts to push phony documents through a courtroom, a judge might be pissed off enough to simply rule against that plaintiff for good. Were not evicting people who deserve to stay in their house, Dimon says. Below you can also find a sample of the varied David Spector signatures. But in actual practice, the banks were often committing securities fraud (because many of the mortgages did not match the information in the prospectuses given to investors) and tax fraud (because the way the mortgages were collected and serviced often violated the strict procedures governing such investments). BURGLARY-3RD DEG-STEAL/COMMIT FELONY OR GROSS MISD; Court: MN078015J - TRAVERSE COUNTY DISTRICT COURT; Judge Soud pipes up and inquires if theres a plaintiff lawyer present; someone has to lop off this womans head so the court can move on to the next case. It was some of the most undignified behavior Ive ever seen, this observer said. Judge Gundersen ignores forged deeds, tainted mortgage documents, allows Nationstar Mortgage and their foreclosure mill attorneys to do and say anything they want. Americans Against Foreclosures ( AAF ) applauds the wise decision of Homeowners in Florida to remove this Judge from the bench. Foreclosure lawyers told me one other thing about the rocket docket. Thus, when Soud tells Kessler that hes dismissing the case, he hastens to add: Of course, Im not going to dismiss with prejudice. With an emphasis on the words of course.. Looks like the scales on Lady Justice might seem level, but our justice system isnt! The Company increased its legal and regulatory accrual related to the CFPB matter by $13.1 million in the fourth quarter of 2020 resulting from its efforts to resolve the matter in mediation. He turns to Mark Kessler, the counsel for the big foreclosure mills. You will know everything about goats, bees, flowers and plants and Soaps! This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. The plaintiff, technically, has forgotten to show up to court. I would say its pretty close to 100 percent,. SIGTARP.hotline@treasury.org (the Federal Task Force) wants to hear from victims that suspect foreclosure fraud, my foreclosure and eviction is currently under investigation. Getting back to Gunderson, at an evidentiary hearing in March 2021, she stated that court records and deposition transcriptswere NOT evidence and that she would NOT consider any of our supporting case laws UNLESS THEY CAME FROM THE 4TH DCA! I think she just follows the law and wherever that falls is where it falls, Angione said. If you pay less than the whole amount, JP Morgan is now obligated to pay the trust the remainder out of its own pocket. It started back in 2006, when he went to Pennsylvania to conduct what he thought would be a routine deposition of an official at the lending giant GMAC. Their stated mission isnt to decide right and wrong, but to clear cases and blast human beings out of their homes with ultimate velocity. The clients have referred Judge Gundersen to the Judicial Qualifications Commission asking that she be removed from the bench. In foreclosure with servicer Citimortgage since 2009 that they caused with you can get harp mod from 7% to 2.25% need to be 3months behind.3 attorneys,bankruptcy.Now sale date Feb 1..they saidthey lost note ;they never had it..sent to new servicer after gettng caught for fraudand more now servicer using same fraud to auction off.Attorneys did not do what they should have now courts say past statue of limitations. When the number history notes that the homeowner has missed three payments in a row, it has no way of knowing that the homeowner was given permission to stop making payments. Shes amazing and shes exactly who we need and get GUNDERSEN GONE. The judge has been known to assess attorney fees against the side that displeases her. The bank messed up my mortgage and escrow accounts. the lawyer for the borrower has advised Gundersen that her previous order was reverses by the 4th DCA. For most people, the former bit about homeowners not paying their damn bills is the important part, while the latter, about the sudden and strange inability of the worlds biggest and wealthiest banks to keep proper records, is incidental. In order to mount an appeal, a borrower must put up a bond that is supposed to protect the lenders interest in the house until the appellate court rules. Such rank incompetence at doctoring legal paperwork is typical of foreclosure actions, where the fraud is laid out in ink in ways that make it impossible for anyone but an overburdened, half-asleep judge to miss. Dan Christensen It describes how she sometimes orders boat-rocking defense lawyers to pay their wealthy adversaries attorney fees. Fort Lauderdale, Fl. Some of the other errors the Fourth District called her on were: misapplying a statute of limitations to favor a lender; granting an ex-husbands petition with prejudice (no do-over allowed) and prohibiting a hearing to show he cheated his ex-wife out of her share of the marital home; granting changes to a parenting plan that no one asked for; and, not letting a mother present her side of a child-custody case before ruling against her. You should see the originating lender (a firm like Countrywide) selling the loan to the next entity in the chain (perhaps Goldman Sachs) to the next (maybe JP Morgan), with the actual note being transferred each time. (This business about the stamps is hilarious. Then sold to different banks. For Kessler, the plaintiffs lawyer, to come before him with such sloppy documents and make this preposterous argument that his client either is or is not the note-holder well, that puts His Honor in a tough spot. Candidates. Plaintiff owns and holds the note, it claims, or is a person entitled to enforce the note.. Who is Presiding Judge Andrea Gundersen, Mortgage Foreclosure Division, Seventeenth Judicial Circuit? Andrea Gunderson Current Workplace. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); If you believe in the value of watchdog journalism please make your tax-deductible contribution today. At one point during Judge Souds proceeding, a tallish blond woman named Shawnetta Cooper walks in with a confused look on her face. Contact Us| Consumer activist Laura Wagner, executive director of FHL, drew a connection between the predatory mortgage lending that fueled the 2008 economic meltdown and current practices. Box 23763 The consultant isnt advising Alperstein or Gundersen. (Translation: Dont you ratings agencies want to know that half these loans are crap before you give them a thumbs-up? I stare at the judge, open-mouthed. Sep 1, 2022 - Entire rental unit for $258. The moral angle to the foreclosure crisis and, of course, in capitalism were not supposed to be concerned with the moral stuff, but lets mention it anyway shows a culture that is slowly giving in to a futuristic nightmare ideology of computerized greed and unchecked financial violence. Discover the most beautiful places, download GPS tracks and follow the top routes itinerary on a map. And after all that effort by the state to buy back these phony assets so the thieves could all stay in business and keep their bonuses, what did the banks do? and its crooked Robo signing documents since 2015. LT: FMCE 11007595 (41) , APPEAL CASE: 4D12-2599. Candidates should Lawyers of Distinction like to congratulate to the newest 2022 Lawyers of Distinction. Thefraudulent rubber-stamped blank endorsements are used to establish standing and the banks right to foreclose on homeowners, the same homeowners that were sold predatory loans and pushed into foreclosure with unethical servicing practices. I was just in court via zoom with Judge Gundersen and everything in the article is TRUE. Why didnt the media bring this up? After orchestrating one of the largest consumer frauds in American history, the banking industry continues the unethical and illegal servicing and foreclosure practices that were uncovered during the robo-signing scandal which eventually led to the $25b settlement with 49 State Attorneys General in 2012. Practice Areas We remain steadfast in our belief that the CFPBs claims regarding Ocwens past servicing practices are unsubstantiated and the Bureaus settlement demands do not reflect the merits of this case. Because the documents represent a death sentence for them. #JustSayNo to civil servants of the government receiving protection normally assigned to @POTUS, Watch the video, made for the purpose of public interest as congress aligns with ochlocracy. Its meEdward Crespo, the pro se litigant who HOLDS THE RECORD in the 17th Judicial Circuit Court for DISQUALIFYING the MOST circuit and county court judgesEIGHTso far! She's extremely devoted to her clients, her family and the community. ITS TIME. The culture of take-for-yourself-now, let-someone-else-pay-later wasnt completely restricted to Wall Street. Kessler is a harried, middle-aged man in glasses who spends the morning perpetually fighting to organize a towering stack of folders, each one representing a soon-to-be-homeless human being. Luxury Homes for Sale in Albiez Le Jeune, Auvergne Rhne Alpes, France Which means that homeowners can be foreclosed on for all sorts of faulty reasons: misplaced checks, address errors, you name it. Together, our voices can continue to fight for Broward and whats right. We are headquartered in West Palm Beach, Florida, with offices in the United States and the U.S. Virgin Islands and operations in India and the Philippines, and have been serving our customers since 1988. The headline: Niche Lawyers Spawned Housing Fracas.. The consultant observed a Zoom hearing when Gundersen yelled at a young black woman who was trying to represent herself and save her home.